Money Matters: Debt, Fraud, and Budgeting Essentials

In today’s world, taking on debt, whether through student loans, mortgages, auto loans, or credit cards, has become remarkably simple and often unavoidable. This program is designed to expand participants financial awareness by exploring the realities of debt at both the national and personal levels. Attendees will learn how different types of debt work, how borrowing can influence long‑term financial health, and why individuals of all ages are increasingly vulnerable to financial fraud. The session will also highlight the importance of early budgeting habits covering how an effective budget supports financial stability.