Money Smarts for Adults: Buying a Home

This module covers how to get ready to own a home, finance the purchase, and move forward with buying a home. 

This module also: 

- Identifies the steps in the home buying process. 

- Explains how to know if you are ready to buy a home. 

- Identifies ways to estimate how much you can afford for housing. 

- Describes home financing options and key costs. 

- Explains how to get prequalified or preapproved for a mortgage. 

- Discusses how to compare loan estimates. 

- Explains the role of professionals who can help you become a homeowner. 

- Describes the processes of making an offer, negotiating with the seller, and closing the purchase. 

- Identifies where to get help if you're having trouble making mortgage payments. 

This program is held in collaboration with Cadence Bank and Services of Hope.